Disclaimer: This person served as a panelist at a HELI event. This profile was created for their involvement on that event page only. This person is not a member, partner, or colleague of the HELI Initiative, but only served in the capacity of a panelist at the panel event.

Christopher Flavelle has been writing about the impacts of climate change on insurance markets for years. In May of 2024, Christopher reported on a recent trend in insurance coverage, calling it the “Iowa effect.” Even in formerly low-risk places like Iowa, insurers are raising insurance premiums, restricting coverage, or simply leaving. Attention to this trend is critical as climate disasters increase in frequency and size.